If you are one of the approximately 20 million Americans who have cataracts, you are likely interested in understanding the ins and outs of insurance coverage for cataract surgery. It’s something we are asked about often at Ighani Eye Care.
Great news. The answer is “yes”. In most cases, insurance covers cataract surgery, but the details depend on the type of insurance you have and the type of procedure and lenses selected.
Generally, Medicare Part B covers medically necessary cataract surgery (the removal of the cloudy lens and insertion of a basic intraocular lens, or IOL). Most private insurance plans also cover cataract surgery when it’s deemed medically necessary (meaning the cataracts significantly impair your vision). If you go with a premium lens, like multifocal or toric lenses that correct astigmatism, you will have some out-of-pocket costs.
One factor that can get a bit confusing is the type of cataract surgery as there are two: traditional cataract surgery and laser-assisted cataract surgery. Both are straightforward outpatient procedures performed in just minutes. Both are generally safe and enjoy excellent success rates.
We offer both surgery options here at Ighani Eye Care, but we do love to talk to our cataract patients who are good candidates about the many additional benefits of FDA-approved laser-assisted cataract surgery.
“Laser-assisted cataract surgery performs the critical steps of cataract surgery for us,” explained Dr. Ighani. “It is more precise, more accurate, decreases risk, is FDA-approved to correct astigmatism that can even reduce your need for glasses after cataract surgery.”
Traditional cataract surgery, as described above, is typically covered by Medicare at 100%, while the laser-assisted option has an out-of-pocket portion you will be responsible for. Our experienced insurance specialist would love to chat with you about all the options available to you, answer all of your coverage questions and help you maximize all of your benefits as you plan your cataract surgery.
Three Reasons to Trust Ighani Eye Care
Our goal at Ighani Eye Care is for you to enjoy healthy eyes and clear vision in every season of life. This is our commitment and the very foundation on which we have built our practice. Why choose Ighani Eye Care for your cataract surgery?
- Conservative Care. Our experienced doctors meet with every cataract surgery candidate personally to go over every little thing that goes into determining which type of cataract surgery procedure is best for you and which type of lens will match your personal vision goals.
- Technology. We know that technology plays into results, so here at Ighani Eye Care, we are committed to providing the latest diagnostic, screening and treatment technologies, including state-of-the-art laser platforms. Adopting a variety of technology allows us to recommend and perform the procedure that is best for you and fits your unique needs.
- Skill. Dr. I comes from a long line of medical professionals. After graduating from medical school and completing his residency in ophthalmology, he served on the surgical team at a large ophthalmology practice for many years before opening his own practice in 2022. He is a skilled and sought-after eye surgeon.
Maximize Your Benefits at Year-End
Whether you’ve recently been diagnosed with cataracts, or have chronic dry eye, glaucoma or macular degeneration, Ighani Eye Care wants to be your trusted eye care provider in every season of life. If you have been putting off needed care, now is a great time to move forward.
By the final months of the year, most people have met their annual deductible, making it an opportune time to have any needed medical procedures. And if you have a Flexible Spending Account, those funds don’t roll over at the end of the year, so be sure to use them before you lose them! Did you know you can use your FSA to help pay for a premium lens for your cataract surgery?
We Care. You’ll See.
At Ighani Eye Care, we have worked hard to build a reputation for quality eye care that generations of North Texas families have come to trust. We would be honored to welcome you to the Ighani Eye Care Family. Schedule today.
